The policy provides cover for legal liability in respect of bodily injury to or illness of any person and loss or damage to property belonging to third parties arising as a result of:
- Defects in the insured's ways, works machinery or plant.
- Negligence of the insured or his employee while on duty.
- Defective product.
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Our services include
- Placement of the insurance Programme – We source for the most competitive terms in the market. We ensure that insurers provide the most extensive coverage available, to ensure no gaps in the cover. Policy documents are scrutinized to ensure compliance.
- Handling all claims - We advise on the documentation and information required and procedures.
- We value all our clients and therefore maintain close contact with them. Regular visits are a feature of our working relationship and these are made in consultation with the clients.
- On Group Life covers, we negotiate very competitive rates and realistic free cover limits to avoid subjecting staff members to unnecessary medical testing.
- Medical Insurance is a specialized unit that handles medical covers, whether the benefits are insured or self-funded. We also arrange schemes that may be partly self-funded and partly insured to optimize the clients’ expenditure in this area. The department is fully computerized ensuring speedy turn around on claims.